What would happen to your family’s dreams, ambitions and finances should an unexpected death occur? Life insurance can provide your family with the means to maintain their standard of living, take care of your final expenses, pay for a child’s education, pay off mortgages or debt, and so much more.
If you’re still not convinced, consider this: if you or your spouse died unexpectedly, would your income be enough to support your current lifestyle? Could you still pay all your bills? Your mortgage? Your car loans? Credit cards? College funds? Without the income from your loved one, what will happen to your family? Will you need to move?
This is why Life Insurance was created: to provide you a replacement of lost income if the worst possible event happens. Losing a loved one is tragic, but peace-of-mind can be a saving grace — knowing that you took the steps to ensure your family is taken care of in the event of a loss.
Term Life Insurance is a good option for those who only need coverage for a select term of years. These policies provide the most coverage for your dollar and fit your temporary needs. However, many of these Term Life Insurance polices are renewable or convertible to Whole Life Insurance coverage.
Whole Life Insurance provides coverage for the insured’s lifetime. Premiums are guaranteed and level for the life of the policy. Whole Life policies build cash value that the policy owner can borrow against during the insured’s lifetime.
We are available to conduct a life insurance needs analysis to help ensure that you have the coverage you need and the protection your family deserves.